Basic Introduction to CreditThis introductory e-course on credit will provide you with the fundamental knowledge and skills needed to understand the importance of credit, how it works, and how it can impact your financial wellbeing. You will learn about the factors that determine your credit score, how to establish and maintain good credit, and how to avoid common pitfalls that can negatively affect your credit. By the end of this course, you will have a solid foundation in credit basics that will help you make more informed financial decisions and build a strong credit profile.
Introduction to Credit
What is Credit?
Understanding Credit Scores
What is a Credit Score?
What is a Credit Report and Where to Find It
How to Check Your Credit Report
Quiz: Test Your Knowledge on Credit Scores
Building Credit
How to Establish Credit for the First Time
Secured vs. Unsecured Credit Cards/Loans
Module Quiz
Managing Credit
Best Practices for Managing Credit & Debt
Manage/Track Your Accounts
The Impact of Credit on Financial Decisions
How Credit Affects Loan Approvals and Interest Rates
Repairing Your Credit
Common Credit Mistakes and How to Fix Them
Know Your Rights: Fair Credit Reporting Act (FCRA)
Know Your Rights: Fair Debt Collection Practices Act (FDCPA)
E-Book
*Disclaimer to Audience
Self-Guide to Basic Credit Repair
Author:Courtney Price
Founder and Senior Advocate of Consumer Rights Community, Inc.
With over a decade of experience as a Litigation Paralegal, and 5 years in credit, C.P. is dedicated to educating and providing support to individuals facing consumer rights issues and unfair business practices.L